Get our free Debt vs Invest Calculator — click here to access it
Not Sure Whether to Pay Off Debt or Start Investing? Get a Clear Answer in 30 Seconds.
A simple calculator that shows you step by step if your money is better used for debt repayment or investing, based on your real numbers.
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✔ Stop guessing whether your money should go to debt or investing
✔ See when investing beats paying down your debt
✔ Understand the next best step for your future, even if you are just getting started
Why This Calculator Helps
Do you:
Ever feel confused by the different recommendations you see online?
Want to start investing but feel guilty about not paying your debt first?
Worry that you might choose the “wrong” option with your money?
You’re not alone. Many people feel the exact same way.
Money decisions are not always obvious. This calculator makes the choice easier.
Most young Canadians feel stuck between debt and investing.
✔ The exact interest rate where investing becomes the better choice
✔ A simple view of how your money can grow over time
✔ A recommendation based on real math, not opinions
✔ Easy inputs that work for beginners with no jargon
✔ A result that works for any type of debt or investment
What’s Inside the Debt vs Invest Calculator
Ready to know whether you should pay off debt or start investing?
Get Instant access to the Debt vs Invest Calculator and make your decision with confidence.
✔ Free
✔ Beginner-friendly
✔ Takes less than 30 seconds
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