Not Sure Whether to Pay Off Debt or Start Investing? Get a Clear Answer in 30 Seconds.

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✔ Stop guessing where your money should go
✔ See your breakeven point instantly
✔ Know the smartest next step for your future—even if you're just starting

Most young Canadians feel stuck between debt and investing.

Do you:
• Feel overwhelmed by conflicting advice online?
• Want to invest but feel guilty about not paying debt first?
• Worry about choosing the “wrong” option with your money?

You’re not alone—and it's not your fault.
The math isn’t obvious. This calculator makes it simple.

Here’s what you’ll get instantly:
✔ A personalized recommendation based on your debts, investment returns, and goals
✔ A breakdown of whether debt or investing gives you the higher return
✔ A next-step action plan so you know exactly what to do

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